Own

What is your home actually doing for you?

Adjust the three numbers you already know. Estimates only — a real review uses verified value and payoff figures.

Estimated home value$475,000Mortgage balance$310,000Your interest rate6.500%

Estimated equity

$165,000

Value minus balance

Potentially usable

$70,000

Keeping 20% in the home

Est. principal & interest

$1,959

At the rate you entered

Renovate

Use equity for a project instead of higher-rate consumer debt.

Restructure debt

Consolidate high-rate balances into one predictable payment.

Move up

Turn equity into the down payment on the next home.

Invest

Explore a rental or second property with the equity you already have.

Save this and talk it through See move-up buying power

Values shown are illustrative estimates based on what you typed, not an appraisal, payoff quote, or offer of credit. Using equity increases the debt secured by your home.